Questões para Concursos

Social Dimensions of Climate Change

Extreme weather events are deeply intertwined with global patterns of inequality. The poorest and most vulnerable people bear the brunt of climate change impacts yet contribute the least to the crisis. As the impacts of climate change mount, millions of vulnerable people face disproportionate challenges in terms of loss of jobs; physical harm; disease; mental health effects; food insecurity; access to water; migration and forced displacement; loss of shelter, assets, and community ties, and other related risks.
Some people are more vulnerable to climate change than others. For example, workers in sectors such as agriculture, fishing, and tourism rely on natural resources that are particularly sensitive to increasingly unpredictable weather and seasonal patterns. Female-headed households, children, persons with disabilities, Indigenous Peoples and ethnic minorities, landless tenants, migrant workers, displaced persons, older people, and other socially marginalized groups often have fewer financial and other resources to cope with and recover from shocks which might threaten their wellbeing and the wellbeing of their families. The root causes of their vulnerability lie in a combination of their geographical locations; their financial, socio-economic, cultural, and social status; and their access to resources, services, and decision-making power. The poor are often not just among the most vulnerable to climate change, but also disproportionately impacted by measures toaddress it. These impacts can include increased costs of living, loss of livelihoods, and limited access to resources and support systems, which exacerbate existing inequalities and poverty trends. In the absence of well-designed and citizen-centered policies, efforts to tackle climate change can have unintended consequences for the livelihoods of certain groups, including placing a higher financial burden on poor households [...].
While much progress has been made on the science and the types of policies needed to support a transition to low carbon, climate- resilient development, a challenge facing many countries is engaging citizens who are concerned that they will be unfairly impacted by climate policies. Citizen-centered programs play a vital role in ensuring that resources are used efficiently. Engaging people in shaping climate action is equally critical for achieving lasting impact. This means ensuring transparency, access to information, and active citizen engagement on climate risks and green growth. Such involvement can help build public support to reduce climate impacts, overcome behavioral and political barriers to decarbonization, as well as foster both new ideas and a sense of
ownership over solutions.
Moreover, communities bring unique perspectives, skills, and a wealth of knowledge to the challenge of strengthening resilience and addressing climate change. They should be engaged as partners in resilience-building rather than being regarded merely as beneficiaries. Research and experience show that community leaders can successfully set priorities, influence ownership, as well as design and implement investment programs that are responsive to their community's own needs. A 2022 report by the Intergovernmental Panel on Climate Change (IPCC) recognizes the value of diverse forms of knowledge – such as scientific, Indigenous, and local knowledge – in building climate resilience.
Innovations in the architecture of climate finance can connect communities and marginalized groups to the policy, technical, and financial assistance that they need for locally relevant and effective development outcomes.
From: https://www.worldbank.org/en/topic/social-dimensions-of-climate-change

Extreme weather events are deeply intertwined with global patterns of inequality. The poorest and most vulnerable people bear the brunt of climate change impacts yet contribute the least to the crisis. As the impacts of climate change mount, millions of vulnerable people face disproportionate challenges in terms of loss of jobs; physical harm; disease; mental health effects; food insecurity; access to water; migration and forced displacement; loss of shelter, assets, and community ties, and other related risks. Some people are more vulnerable to climate change than others. For example, workers in sectors such as agriculture, fishing, and tourism rely on natural resources that are particularly sensitive to increasingly unpredictable weather and seasonal patterns. Female-headed households, children, persons with disabilities, Indigenous Peoples and ethnic minorities, landless tenants, migrant workers, displaced persons, older people, and other socially marginalized groups often have fewer financial and other resources to cope with and recover from shocks which might threaten their wellbeing and the wellbeing of their families. The root causes of their vulnerability lie in a combination of their geographical locations; their financial, socio-economic, cultural, and social status; and their access to resources, services, and decision-making power.
The poor are often not just among the most vulnerable to climate change, but also disproportionately impacted by measures to address it. These impacts can include increased costs of living, loss of livelihoods, and limited access to resources and support systems, which exacerbate existing inequalities and poverty trends. In the absence of well-designed and citizen-centered policies, efforts to tackle climate change can have unintended consequences for the livelihoods of certain groups, including placing a higher financial burden on poor households [...].
While much progress has been made on the science and the types of policies needed to support a transition to low carbon, climate-resilient development, a challenge facing many countries is engaging citizens who are concerned that they will be unfairly impacted by climate policies. Citizen-centered programs play a vital role in ensuring that resources are used efficiently. Engaging people in shaping climate action is equally critical for achieving lasting impact. This means ensuring transparency, access to information, and active citizen engagement on climate risks and green growth. Such involvement can help build public support to reduce climate impacts, overcome behavioral and political barriers to decarbonization, as well as foster both new ideas and a sense of ownership over solutions.
Moreover, communities bring unique perspectives, skills, and a wealth of knowledge to the challenge of strengthening resilience and addressing climate change. They should be engaged as partners in resilience-building rather than being regarded merely as beneficiaries. Research and experience show that community leaders can successfully set priorities, influence ownership, as well as design and implement investment programs that are responsive to their community's own needs. A 2022 report by the Intergovernmental Panel on Climate Change (IPCC) recognizes the value of diverse forms of knowledge such as scientific, Indigenous, and local knowledge in building climate resilience. Innovations in the architecture of climate finance can connect communities and marginalized groups to the policy, technical, and financial assistance that they need for locally relevant and effective development outcomes.

From: https://www.worldbank.org/en/topic/social-dimensions-of-climate-change

Access to affordable credit is fundamental to personal resilience and economic advancement. It helps fund housing, education, small businesses, and insurance to protect against financial shocks. Globally, 1.4 billion adults have no access to formal financial services because they lack a credit history, which is only acquired once someone has been granted credit. This paradox means millions of people are financially excluded.
This is not only a problem in emerging and developing markets, but also in developed markets like the US and the UK where millions remain underserved: approximately 45 million Americans are either credit invisible or have unscorable credit files, and around 5 million UK residents lack a mainstream credit history. For financial institutions, this represents not just a moral imperative, but also a major opportunity to unlock a new and largely untapped market through innovative and ethical data use.
Grocery shopping data is emerging as one of the most powerful alternative data sources for understanding the financial behavior of "credit invisibles". These four key characteristics highlight why grocery data is so insightful for credit scoring people with no credit history: universality, recency, granularity and frequency. Everyone buys groceries. Grocery shopping is a universal necessity that cuts across socioeconomic, geographic, and demographic boundaries. This makes grocery data uniquely representative of the broader population, which is a rare attribute among alternative data sources. Unlike many traditional data sources, grocery data is continually refreshed. Most consumers shop for groceries weekly, if not more often. This regularity offers a real-time view into consumer behavior, enabling financial institutions to assess an individual's current financial situation with striking accuracy. Grocery shopping data captures detailed behavioral signals. For example, consistent purchasing of staple goods at the same time each month can indicate budgeting discipline. Price sensitivity and use of discounts may suggest cautious financial management. A high-percentage of healthy food items and lack of junk food can be an indicator of financial responsibility. The high frequency of grocery shopping offers a dense timeline of behavioral data, allowing models to detect consistent financial habits, patterns, and anomalies. Unlike once-off data points like loan applications, grocery data builds a behavioral track record over time.
Research by scholars at Rice University, the University of Notre Dame, and Northwestern University found that variables such as shopping frequency, consistency in spending, choice of products, and use of discount programs correlate strongly with credit risk profiles. Importantly, it demonstrated that these behavioral patterns could significantly improve the predictive power of credit models, particularly for consumers without formal credit histories.
Grocery shopping data is recent, frequent, universal, and rich in behavioral insights. Coupled with banking data within a privacy-preserving data collaboration environment, it's opening the path to financial inclusion and protection for millions. Financial inclusion has remained out of reach for far too many, for far too long. Grocery data, used responsibly and collaboratively, may be the innovation that changes that at scale.
Available at: . Retrieved on: October 26, 2025. Adapted.

Access to affordable credit is fundamental to personal resilience and economic advancement. It helps fund housing, education, small businesses, and insurance to protect against financial shocks. Globally, 1.4 billion adults have no access to formal financial services because they lack a credit history, which is only acquired once someone has been granted credit. This paradox means millions of people are financially excluded.
This is not only a problem in emerging and developing markets, but also in developed markets like the US and the UK where millions remain underserved: approximately 45 million Americans are either credit invisible or have unscorable credit files, and around 5 million UK residents lack a mainstream credit history. For financial institutions, this represents not just a moral imperative, but also a major opportunity to unlock a new and largely untapped market through innovative and ethical data use.
Grocery shopping data is emerging as one of the most powerful alternative data sources for understanding the financial behavior of "credit invisibles". These four key characteristics highlight why grocery data is so insightful for credit scoring people with no credit history: universality, recency, granularity and frequency. Everyone buys groceries. Grocery shopping is a universal necessity that cuts across socioeconomic, geographic, and demographic boundaries. This makes grocery data uniquely representative of the broader population, which is a rare attribute among alternative data sources. Unlike many traditional data sources, grocery data is continually refreshed. Most consumers shop for groceries weekly, if not more often. This regularity offers a real-time view into consumer behavior, enabling financial institutions to assess an individual's current financial situation with striking accuracy. Grocery shopping data captures detailed behavioral signals. For example, consistent purchasing of staple goods at the same time each month can indicate budgeting discipline. Price sensitivity and use of discounts may suggest cautious financial management. A high-percentage of healthy food items and lack of junk food can be an indicator of financial responsibility. The high frequency of grocery shopping offers a dense timeline of behavioral data, allowing models to detect consistent financial habits, patterns, and anomalies. Unlike once-off data points like loan applications, grocery data builds a behavioral track record over time.
Research by scholars at Rice University, the University of Notre Dame, and Northwestern University found that variables such as shopping frequency, consistency in spending, choice of products, and use of discount programs correlate strongly with credit risk profiles. Importantly, it demonstrated that these behavioral patterns could significantly improve the predictive power of credit models, particularly for consumers without formal credit histories.
Grocery shopping data is recent, frequent, universal, and rich in behavioral insights. Coupled with banking data within a privacy-preserving data collaboration environment, it's opening the path to financial inclusion and protection for millions. Financial inclusion has remained out of reach for far too many, for far too long. Grocery data, used responsibly and collaboratively, may be the innovation that changes that at scale.
Available at: . Retrieved on: October 26, 2025. Adapted.

Text 10A1-II

Beverly Hannett-Price's 67 years teaching at Detroit Country Day School has earned acclaim and notice in the Guinness Book of World Records. An assembly Monday crowded with students and staff toasted the 90-year-old's decades of uninterrupted classroom instruction marking her the longest-serving female teacher of English as a foreign language.
“This historic recognition honors not only the length of Mrs. Hannett-Price's career, but the depth of her influence on students whose achievements span the worlds of entertainment, business, and the arts,” school officials said in a statement.
"She's had a lot of students and she kept in touch with me. She knew I needed more attention ... she befriended me. This is more than just a student-teacher relationship,” Courtney B. Vance, one of her former students, said Monday.
Guinness confirms Hannett-Price is the world's longest-serving female language teacher, based on verified, uninterrupted years of classroom instruction documented across multiple institutions. In a statement on their website, Guinness said that “This record honors her lifelong commitment to her students, her school communities, and the teaching profession as a whole.”
Hannett-Price is known for her innovative and engaging teaching methods and creative assignments. “Even after more than 67 years in the classroom, she continues to educate with the same enthusiasm and energy that defined the start of her career,” Detroit Country Day officials said.

Myesha Johnson. Detroit Country Day teacher’s long career sets a Guinness record. Internet: (adapted).

The changes to Earth’s natural patterns reveal an interconnected web of ecological systems that are undergoing profound changes beyond what many researchers have predicted. Scientists say the culprit is clear: Ever since the Industrial Revolution, the relentless burning of fossil fuels like coal, oil, and gas has been adding heat-trapping gases to the atmosphere, leading to a sharp rise in global temperatures. The hottest year in recorded history was 2024, and each of the 10 warmest years on record have come in the past decade.
Since 1997, when nations agreed to limit planet-warming gases as part of the landmark Kyoto Protocol, humanity has released more greenhouse gases than in all prior history. The temperature rise associated with the growing volume of heat-trapping gas has kicked in, and it is continuing to rise. And at the same time, the ability of the planet’s natural systems to absorb planet-warming gases like carbon dioxide appears to be diminishing.

David Gelles. One thing’s for sure, the weather is getting wilder. The New York Times International Edition, Nova York, 21-22 mar. 2026, p. 2 (adapted).

Considering the preceding text, judge the following items.

Hyundai Motor Group says it will roll out human-like robots in its factories from 2028, as major companies race to use the new technology. The South Korean firm showed off Atlas, a humanoid robot developed by Boston Dynamics, at the Consumer Electronics Show (CES) in Las Vegas on Monday. Hyundai says it "plans to integrate Atlas across its global network", including a plant in the US state of Georgia that was involved in a massive immigration raid in 2025. Other firms that have said they will use humanoid robots in their operations include Amazon, Tesla, and Chinese car making giant BYD.
The Atlas robots will gradually take on more tasks, said Hyundai. The firm owns a majority stake in Boston Dynamics, the technology company famous for Spot, the robot dog. Atlas, which is designed for general industrial use, is being developed to work alongside people and autonomously manage machines. Hyundai said the robots will help ease physical strain on human workers, handle potentially dangerous tasks and pave the way for wider use of the technology. The firm did not say how many robots it would initially deploy or how much the project will cost.

Internet: (adapted).

Considering the previous text, judge the items that follow.

Text 10A1-III

Language is not any arbitrary fact of colonialism. We ought to consider it as another form of violence imposed upon cultures by colonial rule, as devastatingly treacherous as any other. Of course, there is an obvious distinction between physical and linguistic subjugation, and the previous claim is not to erase this in any element. Linguistic violence itself persists long past the departure of the colonist, it is a violence committed against a very culture, one from which it may never fully recover. Language is not merely a group of symbols or words; this is clear from the fact that we see it as having been the object of colonial assault. Imperial powers recognized it as anything but arbitrary, or else it would not have even been seen as necessary to subject to the same ravage. We ought not to let the role of language in colonialism slip into the background. Language as a means of colonial dominance has too often been seen as a symptom of a larger colonial pathology, as a side-effect which does not require to be dealt with urgently or with equal dedication as with more wide-spread and common conceptions of colonial violence.
As a defining aspect of culture, language is not only the means by which we pass on culture or share it, but in order to do so it must, and does, carry on its back the entirety of a culture and civilization. Further, it acts as a collective memory bank of a culture's historical existence and experience. Because of this, the erasure of language is necessarily also the erasure of pre-colonial history. By systematically and aggressively burying a language, also buried with it is every historical event and every person who existed through it. Something as fundamental as it becomes, or rather, has been a way by which we perceive ourselves as well as where and how we exist among others. When one examines the colonial circumstance, they can see the ways in which the linguistic take-over by colonial powers posed an existential threat upon the colonized. To take away one's language is to take away their means of making themselves visible and perceiving themselves. The forceful imposition of colonial language on the colonized is not simply a matter of easy communication and convenience, it is to impose upon a group the task of supporting the weight of a culture which refuses to recognize them as human.

Ananya Ravishankar. Linguistic imperialism: colonial violence through language. Trinity College Digital Repository, 2020. Internet: (adapted).

Little attention has been devoted to legislation’s point of origin — the legislative drafting process. Such commentary as has been offered is essentially technical in nature. However, the relationship between drafter and text is the furthest thing from a technical, value-neutral enterprise.
For example: a question confronted by every drafter and one with obvious ethical and political implications is, “How much is to be left to the drafter’s discretion?” Obviously, the drafter who less frequently inquires about the client’s desires will have greater latitude to exercise discretion and accordingly can play more of an “advocacy” role in shaping the legislation, a situation which can lead to his or her sidesteping the duty of abiding by a client’s decisions concerning the objectives of representation.
But this is not to paint too malevolent a portrait of legislative drafting personnel. They are not a fifth column of subversives who pursue personal advocacy objectives in everything that they do. Indeed, many may even be unaware of their power. They are, though, continually called upon to exercise personal judgment in the performance of their duties. Such judgments are frequently policy judgments, and drafting decisions are often influenced consciously or subconsciously by the advocacy agenda of the individual drafter. The legislative drafter plays a more active role in the process than is generally accorded to the stereotypical scribe, laboring in nameless and faceless obscurity to produce a bill draft.

David Marcello. The Ethics and Politics of Legislative Drafting. In: Tulane Law Review, vol. 70, p. 2437, 1996 (adapted).

About the preceding text, judge the following items.

In recent years, awareness has grown of the scope and scale of violence and discrimination directed at lesbian, gay, bi, trans (LGBT) and intersex people around the world ⸺ including killings, torture, arbitrary detention and widespread discrimination in access to health care, education, employment and housing.
United Nations, regional and national human rights bodies have identified critical gaps in the implementation of international standards to address these and related violations, and have issued a plethora of recommendations, including, among them, the repeal of discriminatory legislation and measures to protect LGBT and intersex people from discrimination, violence, torture and ill treatment, and safeguard rights to freedom of expression, association and peaceful assembly.
Increasingly, governments are taking action ⸺ whether in the form of legislation and policy measures or through targeted social and education programmes. At the United Nations Human Rights Council, more than one hundred countries from all regions around the world have voluntarily committed to take measures to end violence and discrimination linked to sexual orientation and gender identity, based on recommendations generated during the first two cycles of the Universal Periodic Review.
However, serious challenges remain. While many countries have taken encouraging steps, in most cases, these efforts have fallen short of the concerted strategy required to tackle violence and discrimination against LGBT and intersex people. Even in countries that have arguably recorded the most progress in respect of the rights of gay men and lesbians, there has been far less attention given to protecting the rights of trans people and only incipient attention to the rights of intersex people.

United Nations Office of the High Commissioner for Human Rights (OHCHR). Living Free and Equal: What States are doing to tackle violence and discrimination against lesbian, gay, bisexual, transgender and intersex people. (2016). Internet: (adapted).

Considering the ideas and linguistic aspects of the previous text, judge the following items.