COVID-19 Economy: Expert insights on what you need to know
1 As we practice social distancing and businesses
struggle to adapt, it’s no secret the unique challenges
of Covid-19 are profoundly shaping our economic
climate. U.S. Bank financial industry and regulatory
affairs expert Robert Schell explains what you need
to know in this uncertain time.
• Don’t panic while things are “on pause”
2 Imagine clicking the pause button on your favorite
TV show. Whether you stopped to make dinner or put
kids to bed, hitting pause gives you time to tackle what
matters most. Today’s economy is similar. While we
prioritize health and safety, typical activities like driving
to work, eating at restaurants, traveling and attending
sporting events are on hold. This widespread social
distancing takes a toll on our economy, putting strain
on businesses and individuals alike.
3 Keep your financial habits as normal as possible
during this time. Make online purchases, order
takeout, pay bills and buy groceries. These everyday
purchases put money back into the economy and
prevent it from dipping further into a recession.
• Low interest rates could help make ends meet
4 In March, the Federal Reserve cut rates drastically
to boost economic activity and make borrowing more
affordable. For you, this means interest rates are low
for credit cards, loans and lines of credit, and even
fixed-rate mortgages. Consider taking advantage of
these low rates if you need extra help paying your
bills, keeping your business running or withstanding a
period of unemployment.
• Spend on small businesses
5 Looking to make a positive impact? Supporting
small businesses is an easy and powerful way to help.
You can order takeout, tip generously or donate to
your local brick-and-mortar retail store, if they provide
that option. Your support makes a big impact for
struggling business owners.
• Prior economic strength may help us bounce
back
6 The thriving economy of 2019 isn’t just a distant,
bittersweet memory. When our health is no longer
at risk and social distancing mandates begin to
diminish, we’ll slowly start to rebuild. The stability,
low unemployment rate and upward-trending market
we experienced prior to Covid-19 puts us in a good
position to kick-start economic activity and rebound
more quickly.
Available at . Retrieved on: Jul. 20, 2021. Adapted.
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Sr. Z resolve empreender na área agrícola, estabelecendo sua sede no interior do Brasil onde seus estudos identificaram uma maior necessidade de empregos. Após realizar as contratações de praxe, inicia suas atividades, gerando um forte crescimento na região onde atua. Não desejando aumentar o número de empregados, diante dos custos fixos da mão de obra, resolve ampliar sua produção, negociando com pequenos empreendimentos locais. Necessitando de aporte financeiro, ele apresenta pedido de empréstimo ao Banco Y, que encaminha equipe de auditoria à sede do pretendente. Para surpresa de todos, a auditoria constata em vários pequenos empreendimentos, trabalho infantil não autorizado pela legislação e, por força disso, propõe que o empréstimo seja negado.
No boleto bancário da sua prestação, uma pessoa leu que é cobrada uma multa de 1,2% por dia de atraso sobre o valor da prestação, condicionada a atrasos não maiores que 30 dias. Em certo mês, essa pessoa pagou uma prestação com atraso, tendo de desembolsar R$ 233,20 em vez dos R$ 220,00 normalmente pagos nos meses em que não houve atraso no pagamento.
Por quantos dias ela atrasou a prestação nesse mês?
Texto associado
In the 4 th paragraph, in the fragment “In March, the Federal Reserve cut rates drastically to boost economic activity”, the verb cut indicates a
Texto associado
Robots, the next generation of soccer players
1 ____ If you think a robot will steal your job, you are not
alone. Soccer players should be worried too. The next
Messi probably won’t be of flesh and blood but plastic
and metal.
2 ____ The concept emerged during the conference
“Workshop on grand challenges in artificial
intelligence,” held in Tokyo in 1992, and independently,
in 1993, when Professor Alan Mackworth from
the University of Bristol in Canada described an
experiment with small soccer players in a scientific
article.
3 ____ Over 40 teams already participated in the first
RoboCup tournament in 1997, and the competition is
held every year. The RoboCup Federation wants to
play and win a game against a real-world cup humans’
team by 2050.
4 ____ The idea behind artificially intelligent players
is to investigate how robots perceive motion and
communicate with each other. Physical abilities like
walking, running, and kicking the ball while maintaining
balance are crucial to improving robots for other tasks
like rescue, home, industry, and education.
5 ____ Designing robots for sports requires much more
than experts in state-of-the-art technology. Humans
and machines do not share the same skills. Engineers
need to impose limitations on soccer robots to imitate
soccer players as much as possible and ensure
following the game’s rules.
6 ____ RoboCup Soccer Federation, the “FIFA” of robots,
which supports five leagues, imposes restrictions
on players’ design and rules of the game. Each has
its own robot design and game rules to give room
for different scientific goals. The number of players,
their size, the ball type, and the field dimensions are
different for each league.
7 ____ In the humanoid league the players are human-
like robots with human-like senses. However, they are
rather slow. Many of the skills needed to fully recreate
actual soccer player movements are still in the early
stages of research.
8 ____ The game becomes exciting for middle and small
size leagues. The models are much simpler; they
are just boxes with a cyclopean eye. Their design
focuses on team behavior: recognizing an opponent,
cooperating with team members, receiving and giving
a standard FIFA size ball.
9 ____ Today, soccer robots are entirely autonomous.
They wireless “talk” to each other, make decisions
regarding strategy in real-time, replace an “injured”
player, and shoot goals. The only person in a
RoboCup game is the referee. The team coaches
are engineers in charge of training the RoboCups’
artificial intelligence for fair play: the robots don’t
smash against each other or pull their shirts.
10 ____ The next RoboCup competition will soon be
played, virtually, with rules that will allow teams to
participate without establishing physical contact.
Available at: . Retrieved on: July 4th, 2021. Adapted.
1 ____ If you think a robot will steal your job, you are not
alone. Soccer players should be worried too. The next
Messi probably won’t be of flesh and blood but plastic
and metal.
2 ____ The concept emerged during the conference
“Workshop on grand challenges in artificial
intelligence,” held in Tokyo in 1992, and independently,
in 1993, when Professor Alan Mackworth from
the University of Bristol in Canada described an
experiment with small soccer players in a scientific
article.
3 ____ Over 40 teams already participated in the first
RoboCup tournament in 1997, and the competition is
held every year. The RoboCup Federation wants to
play and win a game against a real-world cup humans’
team by 2050.
4 ____ The idea behind artificially intelligent players
is to investigate how robots perceive motion and
communicate with each other. Physical abilities like
walking, running, and kicking the ball while maintaining
balance are crucial to improving robots for other tasks
like rescue, home, industry, and education.
5 ____ Designing robots for sports requires much more
than experts in state-of-the-art technology. Humans
and machines do not share the same skills. Engineers
need to impose limitations on soccer robots to imitate
soccer players as much as possible and ensure
following the game’s rules.
6 ____ RoboCup Soccer Federation, the “FIFA” of robots,
which supports five leagues, imposes restrictions
on players’ design and rules of the game. Each has
its own robot design and game rules to give room
for different scientific goals. The number of players,
their size, the ball type, and the field dimensions are
different for each league.
7 ____ In the humanoid league the players are human-
like robots with human-like senses. However, they are
rather slow. Many of the skills needed to fully recreate
actual soccer player movements are still in the early
stages of research.
8 ____ The game becomes exciting for middle and small
size leagues. The models are much simpler; they
are just boxes with a cyclopean eye. Their design
focuses on team behavior: recognizing an opponent,
cooperating with team members, receiving and giving
a standard FIFA size ball.
9 ____ Today, soccer robots are entirely autonomous.
They wireless “talk” to each other, make decisions
regarding strategy in real-time, replace an “injured”
player, and shoot goals. The only person in a
RoboCup game is the referee. The team coaches
are engineers in charge of training the RoboCups’
artificial intelligence for fair play: the robots don’t
smash against each other or pull their shirts.
10 ____ The next RoboCup competition will soon be
played, virtually, with rules that will allow teams to
participate without establishing physical contact.
Available at: . Retrieved on: July 4th, 2021. Adapted.
In the sentence fragment of the fifth paragraph “ Designing robots for sports requires much more than experts in state-of-the-art technology”, the words in bold can be replaced, without any change in meaning, by the following words:
Texto associado
Robots, the next generation of soccer players
1 ____ If you think a robot will steal your job, you are not
alone. Soccer players should be worried too. The next
Messi probably won’t be of flesh and blood but plastic
and metal.
2 ____ The concept emerged during the conference
“Workshop on grand challenges in artificial
intelligence,” held in Tokyo in 1992, and independently,
in 1993, when Professor Alan Mackworth from
the University of Bristol in Canada described an
experiment with small soccer players in a scientific
article.
3 ____ Over 40 teams already participated in the first
RoboCup tournament in 1997, and the competition is
held every year. The RoboCup Federation wants to
play and win a game against a real-world cup humans’
team by 2050.
4 ____ The idea behind artificially intelligent players
is to investigate how robots perceive motion and
communicate with each other. Physical abilities like
walking, running, and kicking the ball while maintaining
balance are crucial to improving robots for other tasks
like rescue, home, industry, and education.
5 ____ Designing robots for sports requires much more
than experts in state-of-the-art technology. Humans
and machines do not share the same skills. Engineers
need to impose limitations on soccer robots to imitate
soccer players as much as possible and ensure
following the game’s rules.
6 ____ RoboCup Soccer Federation, the “FIFA” of robots,
which supports five leagues, imposes restrictions
on players’ design and rules of the game. Each has
its own robot design and game rules to give room
for different scientific goals. The number of players,
their size, the ball type, and the field dimensions are
different for each league.
7 ____ In the humanoid league the players are human-
like robots with human-like senses. However, they are
rather slow. Many of the skills needed to fully recreate
actual soccer player movements are still in the early
stages of research.
8 ____ The game becomes exciting for middle and small
size leagues. The models are much simpler; they
are just boxes with a cyclopean eye. Their design
focuses on team behavior: recognizing an opponent,
cooperating with team members, receiving and giving
a standard FIFA size ball.
9 ____ Today, soccer robots are entirely autonomous.
They wireless “talk” to each other, make decisions
regarding strategy in real-time, replace an “injured”
player, and shoot goals. The only person in a
RoboCup game is the referee. The team coaches
are engineers in charge of training the RoboCups’
artificial intelligence for fair play: the robots don’t
smash against each other or pull their shirts.
10 ____ The next RoboCup competition will soon be
played, virtually, with rules that will allow teams to
participate without establishing physical contact.
Available at: . Retrieved on: July 4th, 2021. Adapted.
1 ____ If you think a robot will steal your job, you are not
alone. Soccer players should be worried too. The next
Messi probably won’t be of flesh and blood but plastic
and metal.
2 ____ The concept emerged during the conference
“Workshop on grand challenges in artificial
intelligence,” held in Tokyo in 1992, and independently,
in 1993, when Professor Alan Mackworth from
the University of Bristol in Canada described an
experiment with small soccer players in a scientific
article.
3 ____ Over 40 teams already participated in the first
RoboCup tournament in 1997, and the competition is
held every year. The RoboCup Federation wants to
play and win a game against a real-world cup humans’
team by 2050.
4 ____ The idea behind artificially intelligent players
is to investigate how robots perceive motion and
communicate with each other. Physical abilities like
walking, running, and kicking the ball while maintaining
balance are crucial to improving robots for other tasks
like rescue, home, industry, and education.
5 ____ Designing robots for sports requires much more
than experts in state-of-the-art technology. Humans
and machines do not share the same skills. Engineers
need to impose limitations on soccer robots to imitate
soccer players as much as possible and ensure
following the game’s rules.
6 ____ RoboCup Soccer Federation, the “FIFA” of robots,
which supports five leagues, imposes restrictions
on players’ design and rules of the game. Each has
its own robot design and game rules to give room
for different scientific goals. The number of players,
their size, the ball type, and the field dimensions are
different for each league.
7 ____ In the humanoid league the players are human-
like robots with human-like senses. However, they are
rather slow. Many of the skills needed to fully recreate
actual soccer player movements are still in the early
stages of research.
8 ____ The game becomes exciting for middle and small
size leagues. The models are much simpler; they
are just boxes with a cyclopean eye. Their design
focuses on team behavior: recognizing an opponent,
cooperating with team members, receiving and giving
a standard FIFA size ball.
9 ____ Today, soccer robots are entirely autonomous.
They wireless “talk” to each other, make decisions
regarding strategy in real-time, replace an “injured”
player, and shoot goals. The only person in a
RoboCup game is the referee. The team coaches
are engineers in charge of training the RoboCups’
artificial intelligence for fair play: the robots don’t
smash against each other or pull their shirts.
10 ____ The next RoboCup competition will soon be
played, virtually, with rules that will allow teams to
participate without establishing physical contact.
Available at: . Retrieved on: July 4th, 2021. Adapted.